... Company Car Tax Calculator 2025/26 - Is Your Car Costing You Too Much?
Free · 2025/26 · BIK Tax

Company Car Tax Calculator 2025/26

BIK tax by CO2/fuel typeP11D value calculationCar vs allowance comparisonEV advantage shown

Calculate the Benefit in Kind (BIK) tax on your company car for 2025/26, then compare what you’d keep with a cash car allowance instead. Shows why electric vehicles are dramatically cheaper to run as company cars.

Company Car Tax Calculator
2025/26
£
Manufacturer’s list price including options, excluding registration fee
g/km
£
The alternative your employer offers instead of a car
BIK Percentage
Monthly Tax Cost
BIK Tax Breakdown
Company Car (BIK Tax)
Annual tax cost
Cash Allowance (after tax)
Allowance after income tax & NI

How company car BIK tax works

You pay income tax on a percentage of your car’s P11D value (list price). The percentage is determined by CO₂ emissions and fuel type — lower emissions mean a lower BIK percentage, meaning less tax. For 2025/26, the BIK percentage for a fully electric car is just 3%, rising to 4% in 2026/27. A petrol car at 120g/km CO₂ is taxed at 29%.

The BIK value is also used to calculate your employer’s Class 1A NI (15% of the BIK value), which is a cost to your employer but not you directly. It does, however, affect how attractive car schemes are to employers.

EV vs Petrol — the tax difference in numbers

A £35,000 electric car costs a higher-rate taxpayer just £420/year in BIK tax (3% × £35,000 × 40%). The same car with a 120g/km petrol engine would cost £4,060/year (29% × £35,000 × 40%). The EV saves £3,640/year in personal tax alone — a compelling reason to go electric if your company offers a choice.

Frequently asked questions

What is the P11D value of my car?
The P11D value is the manufacturer’s list price of the car (including options and accessories) plus delivery charges, but excluding the first registration fee and annual road tax. It’s not the price you or your employer actually paid — discounts negotiated by fleet managers don’t reduce P11D value. Your employer should tell you your car’s P11D value each year, and it appears on your P11D form which HMRC uses to adjust your tax code.
Is a car allowance better than a company car?
It depends on your circumstances. A car allowance is paid as cash salary, so it’s subject to income tax and NI — a £5,000 allowance costs a higher-rate taxpayer around £2,100 in tax and NI, leaving about £2,900. You then buy and run your own car from that. A company car transfers all running costs (insurance, maintenance, often fuel) to the employer, which can be very valuable. The BIK tax cost is the price of that convenience. EVs typically make company cars very attractive; high-emission petrol cars often make the allowance better value.

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