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Free · 2025/26 · HMRC Rates

Statutory Sick Pay Calculator 2025/26

Calculate your statutory sick pay (SSP) entitlement for 2025/26 — how much you’ll receive, how long you can receive it, and what happens when SSP runs out.

SSP Calculator
2025/26
£
Must be ≥ £123/week (LEL) to qualify for SSP
Consecutive working days of sickness

SSP rules in 2025/26

Statutory Sick Pay is paid by employers at £116.75 per week from 6 April 2025. To qualify, you must be an employee (not self-employed), be ill for at least 4 consecutive days including non-working days, and earn at least £123 per week (the Lower Earnings Limit) on average over the 8 weeks before you fell ill.

The first 3 qualifying days (called “waiting days”) are not paid — SSP starts from the 4th day of illness. The maximum SSP payment period is 28 weeks in any period of incapacity. SSP is taxable and counts as income for benefits purposes.

SSP 2025/26 Key Figures

Weekly rate: £116.75 · Daily rate: £116.75 ÷ days you work per week · Waiting days: 3 (not paid) · Maximum period: 28 weeks · Lower Earnings Limit (to qualify): £123/week · Linked periods: If you return to work for 8 weeks or less then fall ill again, it’s treated as the same sickness period

What happens after SSP runs out?

When SSP ends (or if you weren’t eligible), you may be able to claim New Style Employment and Support Allowance (ESA) if you’ve paid enough NI contributions in the previous two tax years. The standard allowance is lower than SSP — around £90/week in the assessment phase. Universal Credit may also be available depending on your household income and savings. Your employer must give you an SSP1 form when SSP ends, which you need to claim ESA.

Frequently asked questions

Are self-employed people entitled to SSP?
No — SSP is an employment right and does not apply to the self-employed. If youself-employed and unable to work through illness, you may be able to claim New Style Employment and Support Allowance (if you have NI contribution history), Universal Credit (income and savings tested), or claim on income protection insurance if you have a policy. This is one of the key reasons financial advisers often recommend self-employed people take out income protection cover.
Can my employer pay less than SSP?
No — SSP is the statutory minimum. Your employer cannot legally pay you less than SSP if you qualify. However, many employers offer contractual (enhanced) sick pay that is more generous — for example, full pay for a number of weeks followed by half pay, then SSP. Check your employment contract or staff handbook. If your employer refuses to pay SSP and you believe you’re eligible, you can contact HMRC’s Statutory Payment Disputes line.

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