Free · Updated 2025/26 · UK-specific
Every
calculator
you actually
need.
Salary, tax, pension, stamp duty, Universal Credit, student loans — every tool built from scratch for UK rules and updated every tax year.
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Finance
UK Take-Home Pay 2025/26
Net salary after income tax, NI, pension, and student loan — with salary sacrifice and Scottish rates.
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Tax
Income Tax Calculator
Full breakdown by band. Includes 60% trap warning and Scotland 2025/26 rates.
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Property
Stamp Duty Calculator 2025
April 2025 thresholds. First-time buyer relief, second home surcharge, band-by-band breakdown.
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Retirement
Pension Calculator
Pot projection to retirement. Tax relief, employer contributions, State Pension gap analysis.
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Benefits
Universal Credit 2025/26
Max UC entitlement with earnings taper, housing, child elements and all 2025/26 figures.
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Savings
Premium Bonds Calculator
Real odds and expected return at 4.00% prize rate. Compares to your savings account after tax.
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Education
Student Loan Repayment
All 5 plans. Monthly repayments, write-off date, whether overpaying makes financial sense.
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Savings
ISA Calculator 2025/26
Cash ISA vs Stocks & Shares side-by-side. LISA bonus included. £20k allowance tracker.
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Tax
£100k Tax Trap Calculator
60% effective marginal rate between £100k–£125,140, and how pension contributions can claw back your personal allowance.
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2025/26
Every UK finance calculator updated at the start of each tax year. Current rates, current thresholds.
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Not US tools with a currency swap. Built from scratch for UK rules, UK bands, UK products.
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From redundancy pay to rental yield — every tool is free, instant, and built for the UK.
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